(extracted from a forwarded email I received -- .....good answer!)
MINDBLOWING THOUGHT PROCESS!!!
A young and pretty lady posted this on a popular forum:
Title: What should I do to marry a rich guy?
I'm going to be honest of what I'm going to say here. I'm 25 this year. I'm very pretty, have style and good taste. I wish to marry a guy with $500k annual salary or above. You might say that I'm greedy, but an annual salary of $1M is considered only as middle class in New York. My requirement is not high. Is there anyone in this forum who has an income of $500k annual salary? Are you all married? I wanted to ask: what should I do to marry rich persons like you? Among those I've dated, the richest is $250k annual income, and it seems that this is my upper limit. If someone is going to move into high cost residential area on the west of New York CityGarden(?), $250k annual income is not enough.
I'm here humbly to ask a few questions:
1) Where do most rich bachelors hang out? (Please list down the names and addresses of bars, restaurant, gym)
2) Which age group should I target?
3) Why most wives of the riches is only average-looking? I've met a few girls who doesn't have looks and are not interesting, but they are able to marry rich guys
4) How do you decide who can be your wife, and who can only be your girlfriend? (my target now is to get married)
Ms. Pretty
Awesome reply:
Dear Ms. Pretty,
I have read your post with great interest. Guess there are lots of girls out there who have similar questions like yours. Please allow me to analyse your situation as a professional investor. My annual income is more than $500k, which meets your requirement, so I hope everyone believes that I'm not wasting time here. From the standpoint of a business person, it is a bad decision to marry you. The answer is very simple, so let me explain. Put the details aside, what you're trying to do is an exchange of "beauty" and "money": Person A provides beauty, and Person B pays for it, fair and square. However, there's a deadly problem here, your beauty will fade, but my money will not be gone without any good reason. The fact is, my income might increase from year to year, but you can't be prettier year after year. Hence from the viewpoint of economics, I am an appreciation asset, and you are a depreciation asset. It's not just normal depreciation, but exponential depreciation. If that is your only asset, your value will be much worried 10 years later.
By the terms we use in Wall Street, every trading has a position, dating with you is also a "trading position". If the trade value dropped we will sell it and it is not a good idea to keep it for long term - same goes with the marriage that you wanted. It might be cruel to say this, but in order to make a wiser decision any assets with great depreciation value will be sold or "leased". Anyone with over $500k annual income is not a fool; we would only date you, but will not marry you. I would advice that you forget looking for any clues to marry a rich guy. And by the way, you could make yourself to become a rich person with $500k annual income. This has better chance than finding a rich fool.
Hope this reply helps. If you are interested in "leasing" services, do contact me...
signed,
J.P. Morgan
Thursday, August 13, 2009
Saturday, August 8, 2009
Make sure your EPF Nominee info is updated
Dear All,
A reliable source informed me that our KWSP has recently upgraded their system and advised me to go check my nominee info to make sure that it is correct.
Alas.... true enough when I finally find time to go check, I was told that there was no Nominee stated for my EPF account. This means I need to submit the info together with a photocopy of my Nominee I/C..... again!
Malaysia Boleh! ٩(-̮̮̃•̃)۶ Please go check your EPF Nominee info ASAP, ya? ^_^
================================================
(extract from my forwarded email)
Info Sharing :
If One (1) of our Nominee in the EPF Nominees list decease, automatically
the whole arrangement (EPF Nominees list) is VOID. Meaning if, you only put
in One (1) name & unfortunately he/she dies before you - automatically EPF
will channel your EPF money to trustee of AMANAH RAYA upon your death.
Thou if, you DO have few names in the EPF Nominees list still - the whole
arrangement is VOID & none of the individual balance name in the EPF
Nominees list will get their potion & automatically EPF will channel your
EPF money to trustee of AMANAH RAYA upon your death.
Piece of advice - if any of the your Nominee in the EPF Nominees list
decease, please do immediately approach the nearest EPF counter & present
the Death Certificate of the individual & re-instate you NEW/LATEST Nominee
in the EPF Nominees list + NEW/LATEST percentage.
If , you & the other party (maybe spouse) involved in the same misfortune
(accident/illness) that caused death to both yourself/spouse
please.please. .please alert your siblings/relatives/ parents to immediately
approach the nearest EPF counter & share the information within 3 days to
AVOID all EPF money to be surrender to trustee of AMANAH RAYA.
Upon surrender to trustee of AMANAH RAYA, your children will have to battle
the money thru 3 channels;
Majlis Agama (Faraid & faster.)
Pejabat Tanah (don't ask me why.)
Mahkamah
The normal period via above 3 channels usually takes 2-3 years (except if u
have inside/tip top connection) at Amanah Raya.
================================================
A reliable source informed me that our KWSP has recently upgraded their system and advised me to go check my nominee info to make sure that it is correct.
Alas.... true enough when I finally find time to go check, I was told that there was no Nominee stated for my EPF account. This means I need to submit the info together with a photocopy of my Nominee I/C..... again!
Malaysia Boleh! ٩(-̮̮̃•̃)۶ Please go check your EPF Nominee info ASAP, ya? ^_^
================================================
(extract from my forwarded email)
Info Sharing :
If One (1) of our Nominee in the EPF Nominees list decease, automatically
the whole arrangement (EPF Nominees list) is VOID. Meaning if, you only put
in One (1) name & unfortunately he/she dies before you - automatically EPF
will channel your EPF money to trustee of AMANAH RAYA upon your death.
Thou if, you DO have few names in the EPF Nominees list still - the whole
arrangement is VOID & none of the individual balance name in the EPF
Nominees list will get their potion & automatically EPF will channel your
EPF money to trustee of AMANAH RAYA upon your death.
Piece of advice - if any of the your Nominee in the EPF Nominees list
decease, please do immediately approach the nearest EPF counter & present
the Death Certificate of the individual & re-instate you NEW/LATEST Nominee
in the EPF Nominees list + NEW/LATEST percentage.
If , you & the other party (maybe spouse) involved in the same misfortune
(accident/illness) that caused death to both yourself/spouse
please.please. .please alert your siblings/relatives/ parents to immediately
approach the nearest EPF counter & share the information within 3 days to
AVOID all EPF money to be surrender to trustee of AMANAH RAYA.
Upon surrender to trustee of AMANAH RAYA, your children will have to battle
the money thru 3 channels;
Majlis Agama (Faraid & faster.)
Pejabat Tanah (don't ask me why.)
Mahkamah
The normal period via above 3 channels usually takes 2-3 years (except if u
have inside/tip top connection) at Amanah Raya.
================================================
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